Long Term Portfolio:

So as of today, these are the stocks in my Long term portfolio along with the weightage they carry individually. Building a Long-term Portfolio is still very overlooked amongst most traders. As I have said before, at least 30-50% of your entire account should be dedicated towards long-term investments if you are in the market for the long run. Right now, around 50% of my account size is invested in liquid debt funds, 30% is invested in long-term investments and the rest is cash used for further investments or adjustments in short-term trades if required.

 

So, you'd wonder where does the capital to trade comes from? The 80% of investments are pledged with the broker who in turn provides margin money for F&O trading after a minimum haircut. In short, my investments are making passive income for me while I use that money for short-term speculative trades. 

Now, it doesn't mean you can throw your money into long-term investments in random stocks. I've picked and chosen a selective number of stocks that I believe will provide Growth & Value for a foreseeable future. It is a concentrated portfolio right now with around 10 stocks & 1 ETF. I've also tried to diversify the stocks across different sectors, most of them are amongst the leaders in their own sectors, Large Cap and Bluechip stocks. These are fundamentally very strong companies and over the years have proven that with numbers in their financial statements. 

ASIAN PAINTS: Majorly a paint manufacturing company is now amongst the top 3 in the world in terms of Sales Volume and Revenue. Putting out strong numbers QoQ the company has grown consistently over the years. 

DMART: Is a supermarket chain/Retail Department store offering various home and personal goods across 234 locations across the country. The company has managed to do well in the competitive retail market and has been growing leaps and bounds. 

ICICI BANK: The second best pvt sector bank in India ICICI BANK has seen its share of ups and downs but after overcoming them has managed to steady and regain its market share. With HDFC BANK the leading pvt bank experiencing its own share of problems, putting your money on ICICI BANK can't go very wrong at this moment. ICICI has managed to put out strong numbers in the past 3-4 years and has also steadied its own books to a good extent. 

INFY & TCS: The 2 big Tech giants have reached and scaled to new heights in terms of IT business in the country. It is difficult to choose one amongst these 2 for the long-term, hence I split the share and decided to keep them both. Although Infy is doing a tad bit better recently. (Just in case you had to pick one)

PIDILITE: The best performing stock in my long-term portfolio is PIDILITE. Engaged in the manufacturing of adhesives, glues, water-proofing chemicals, etc the company has a MOAT in the industry. A wide distribution network that helps boost the ever-increasing sale and revenue numbers. 

RELIANCE: Doesn't need much explanation, the largest company of the nation and it would be really foolish if you aren't its shareholder given a chance. Diversifying from Oil-refining, Petrochemicals, Fertilizers, Basic chemicals, Telecommunication to Retail it has spread its business to various sectors. Recently, the company also announced its new venture into Renewable and Green Energy. 

ITC: Engaged in FMCG, Hotels, Paper & Packaging, and Agri-Business, one of the most popular stocks amongst retail investors is ITC. The company with potential has underperformed over the years for various reasons. Having a considerable weightage in my portfolio because of its high Dividend Yield of around 5-6% and maybe in the near future could live up to its Investor's high expectations. 

HDFCLIFE: An Insurance company with around 5% weightage in my portfolio is HDFC Life. Not a multi-bagger by any means but a defensive cyclical stock. Not a must-have by any means but could yield steady returns over the long run.

GODREJ PROPERTIES: A Real estate company with a market cap of over 40,000 crores. Real estate over the last decade or so has seen a slow-down and stagnation. With the turmoil caused in the market post-covid along with rising inflation, I feel this could be a sector that could see a turn-around, or at least that is my speculation. 

N-100 (ETF) - N 100 by Motilal Oswal is an ETF that tracks the Nasdaq 100 Index. One of the most convenient ways to invest in tech giants of the world like Apple, Facebook, Amazon, Microsoft, Tesla etc is through an ETF traded in our markets. These are fairly liquid ETFs that will also provide you hedge against the Rupee Depreciation over the years. Currently, very low weightage in my portfolio but with time looking to increase it with SIPs. 

STOCKS THAT I AM LOOKING TO ADD: 2 stocks on my radar to add to my long-term portfolio are MUTHOOT FINANCE & CDSL. 

With the ever-increasing investors surging into the world of equity markets CDSL is a stock that could do wonders in near future. Currently, at a very high valuation, shall add when it's available at a fair/discounted price. 

Muthoot Finance is also one fundamentally strong finance companying providing Gold Loans. A good collaterally backed finance always yields great returns to the company which is visible in the company's profitability over the years.  

Note: Currently the markets are close to All-time High and generally this is not the best time to go all-in for your long-term investments. Building a Long-term portfolio is best done when the market or your selected stocks see a good correction or even in form of SIPs. Once you've created a pool of investments you can keep adding to them when the stock is available at a discount or when you wish to make further investments in the company. There is not a fixed number of stocks that you should have in your long-term portfolio. The more the number of stocks, the lesser is the risk and vice versa. I'm mostly active and monitoring the markets so I like to keep it concentrated to around 10-12 stocks. And because the number of stocks is so few, I avoid small and even mid-cap stocks to some extent. They tend to give considerable returns if you get them right, but they also carry the risk of going down as the companies are not so strong fundamentally. Hope this was helpful. ✌🏻